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Best 2015 Student Credit Cards for the Frugal College Student. A comparison of major student credit cards for college students who have a limited financial budget. Student Credit card use is on the rise. The demand for student credit cards is increasing because of a growing student population that is being overwhelmed by rising college tuition, rising college costs, and the need to allocate a budget for everyday expenses. The good news is that there are pleenty of credit-card options for students to choose from. Major credit card companies ranging from Discover Credit Card, Bank of America credit card, Wells Fargo Bank credit card, and many others are promoring student credit cards. This article therefore focuses on comparing student credit cards, looking for scholarship opportunities from the credit-card issuers, as well as informing college students what are the best credit-card options to pursu

How to compare student credit cards: The major credit-card issuers that target students are Discover, Citi Card, Discover, Bank of America, Journey, Upromise, American Express, First National Bank Secure card.

Importance and Benefits of Student Credit Cards: A student credit card can help you establish a payment history that will be vital in getting credit down the line. Build your credit history now so that when it comes time to rent an apartment, or get an auto loan, or apply for your own credit card, you’ll see lower APRs and better rewards. Like regular credit cards, you can find college student credit cards with low interest rates and cards that give rewards on typical purchases like dining out, books or entertainment. 

Demand for Student Credit Cards Continues to Increase: Bloomberg news reports that consumer credit in the U.S. increased more than forecast in November 2013, led by borrowing for student loans, and student's appetite for student credit cards. The $16 billion gain followed a $14.1 billion advance in October, Student Credit Card debt is classified as Revolving debt. Student Credit Card revolving debt rose by $816.9 million in November 2013, after a $3.44 billion increase the prior month. Student Credit Cards are increasing at frenetic pace. Federal Reserve data reflect a continuing rise in the demand for student credit cards. Student credit card demand is also marginally affected by the payroll tax rise mandated by Congress as a part of the Jan. 1 2014 deal to avoid a fiscal cliff, according to Michael Englund, chief economist of Action Economics LLC in Boulder, Colorado.

Student Credit Cards Offered to Students by Credit-Card Retailiers:

1. Discover Student Credit Cards No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
2. Citi® Dividend® Card for College Students Earn 5% Cash Back in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks.
3. BankAmericard® Student Visa® Card A competitive APR No annual fee; Helps college students build your credit with reporting to all three major credit bureaus. A gateway to Bank of America Scholarships.
4. First National Bank Secured Visa Card provides students an upfront deposit - from $300 to $5,000 - and that sets your credit limit, subject to our credit approval. Qualify for additional unsecured credit in as few as 6 months.
5. Wells Fargo Cash College Card This Wells Fargo Card acts like loyalty card. Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months. Gateway to Wells Fargo Scholarships..
6. State Farm® Student Visa Credit Card. No annual fee. Linked to auto insurance. Earn points. Link to State Farm Scholarships. APR is higher than competitors.